{"id":2893,"date":"2023-10-29T22:25:32","date_gmt":"2023-10-30T05:25:32","guid":{"rendered":"https:\/\/myaifirebenefits.com\/?page_id=2893"},"modified":"2026-02-09T11:33:16","modified_gmt":"2026-02-09T19:33:16","slug":"2026-overview","status":"publish","type":"page","link":"https:\/\/myaifirebenefits.com\/es\/2026-overview\/","title":{"rendered":"Panorama 2026"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/10\/on-computer-generalHeader.jpg&#8221; background_position=&#8221;bottom_center&#8221; custom_padding=&#8221;2.75vw|7vw|13vw|7vw|false|true&#8221; custom_padding_tablet=&#8221;3vw||||false|true&#8221; custom_padding_phone=&#8221;5vw|6vw||6vw|false|true&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_phone=&#8221;rgba(255,255,255,0.77) 0%|rgba(255,255,255,0.66) 35%&#8221; background_color_gradient_overlays_image_phone=&#8221;on&#8221; background_position_tablet=&#8221;top_right&#8221; background_position_phone=&#8221;top_right&#8221; background_horizontal_offset_phone=&#8221;11%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;2026 Overview&#8221; content_max_width=&#8221;75%&#8221; content_max_width_tablet=&#8221;99%&#8221; content_max_width_phone=&#8221;100%&#8221; content_max_width_last_edited=&#8221;on|phone&#8221; module_class=&#8221;proximaCond_header&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;||||||||&#8221; title_text_color=&#8221;#ffffff&#8221; title_font_size=&#8221;43px&#8221; title_line_height=&#8221;1.15em&#8221; content_font=&#8221;||||||||&#8221; content_text_color=&#8221;#FFFFFF&#8221; content_font_size=&#8221;23px&#8221; content_line_height=&#8221;1.4em&#8221; background_color=&#8221;rgba(0,154,222,0.8)&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/08\/grey-transparent-flameArt-55.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;215px&#8221; background_position=&#8221;top_left&#8221; background_horizontal_offset=&#8221;1%&#8221; background_vertical_offset=&#8221;45%&#8221; background_blend=&#8221;soft-light&#8221; background_pattern_horizontal_offset=&#8221;1%&#8221; background_pattern_vertical_offset=&#8221;-20%&#8221; background_pattern_repeat=&#8221;repeat-y&#8221; background_enable_mask_style=&#8221;on&#8221; background_mask_style=&#8221;corner-pill&#8221; background_mask_color=&#8221;rgba(255,255,255,0.09)&#8221; background_mask_transform=&#8221;flip_horizontal|invert&#8221; background_mask_size=&#8221;cover&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.9%||3.9%||true|false&#8221; custom_padding_tablet=&#8221;3vw||3vw||true|false&#8221; custom_padding_phone=&#8221;2vw|0px|2vw||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; title_font_size_tablet=&#8221;43px&#8221; title_font_size_phone=&#8221;39px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; content_font_size_tablet=&#8221;21px&#8221; content_font_size_phone=&#8221;19px&#8221; content_font_size_last_edited=&#8221;on|tablet&#8221; content_line_height_tablet=&#8221;1.5em&#8221; content_line_height_phone=&#8221;1.5em&#8221; content_line_height_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|phone&#8221; background_enable_image_tablet=&#8221;off&#8221; background_enable_pattern_style_tablet=&#8221;off&#8221; background_enable_pattern_style_phone=&#8221;off&#8221; background_pattern_color_tablet=&#8221;rgba(255,255,255,0.08)&#8221; background_pattern_width_tablet=&#8221;29vw&#8221; background_pattern_width_phone=&#8221;136px&#8221; background_pattern_height_tablet=&#8221;102%&#8221; background_pattern_horizontal_offset_tablet=&#8221;-26%&#8221; background_pattern_horizontal_offset_phone=&#8221;-4%&#8221; background_pattern_vertical_offset_tablet=&#8221;11%&#8221; background_pattern_vertical_offset_phone=&#8221;23%&#8221; background_pattern_blend_mode_tablet=&#8221;normal&#8221; background_enable_mask_style_tablet=&#8221;on&#8221; background_enable_mask_style_phone=&#8221;off&#8221; background_mask_style_tablet=&#8221;corner-pill&#8221; background_mask_color_phone=&#8221;rgba(255,255,255,0.07)&#8221; background_mask_transform_phone=&#8221;invert|flip_horizontal&#8221; background_mask_aspect_ratio_tablet=&#8221;landscape&#8221; background_mask_aspect_ratio_phone=&#8221;square&#8221; background_mask_size_tablet=&#8221;custom&#8221; background_mask_size_phone=&#8221;custom&#8221; background_mask_width_tablet=&#8221;100vw&#8221; background_mask_width_phone=&#8221;500px&#8221; background_mask_height_phone=&#8221;100%&#8221; background_mask_position_phone=&#8221;bottom_left&#8221; background_mask_horizontal_offset_phone=&#8221;-15vw&#8221; background_mask_vertical_offset_phone=&#8221;0%&#8221; background_mask_blend_mode_tablet=&#8221;normal&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; custom_css_title=&#8221;font-weight: 300 !important;||max-width: 75%;&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;rgba(255,255,255,0.43)&#8221; border_radii_tablet=&#8221;on|22px|22px|22px|22px&#8221; border_radii_phone=&#8221;on|22px|22px|22px|22px&#8221; border_radii_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_css_header_container_last_edited=&#8221;on|tablet&#8221; custom_css_header_container_tablet=&#8221;margin-left: 3.5vw;||width: 94%&#8221; custom_css_header_container_phone=&#8221;margin-left: 4.5vw;||width: 85.5vw;||padding-right: 4vw !important;&#8221; custom_css_content_last_edited=&#8221;on|desktop&#8221; custom_css_content_phone=&#8221;text-align: center !important;||padding-right: 0px;&#8221; custom_css_title_last_edited=&#8221;on|tablet&#8221; custom_css_title_phone=&#8221;text-align: center !important;||&#8221; custom_css_title_tablet=&#8221;font-weight: 300 !important;&#8221; custom_css_content_tablet=&#8221;width: 100% !important;&#8221;]<\/p>\n<p>Review your main benefits for 2026.<\/p>\n<p>[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; padding_1_tablet=&#8221;|15px|||false|false&#8221; padding_1_phone=&#8221;|0px||0px|false|false&#8221; padding_1_last_edited=&#8221;on|phone&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;-8.5vw||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.5em||1.2em||false|false&#8221; custom_padding_tablet=&#8221;3.5em||2em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||28px|||&#8221; hover_enabled=&#8221;0&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>What&#8217;s New for 2026<\/h2>\n<p>Here&#8217;s an overview of some important changes made to our benefits for 2026:<\/p>\n<p><strong>Medical and Prescription Drug\u00a0<\/strong><\/p>\n<ul>\n<li>The 2026 monthly rates for medical coverage are given in a table below. You can see weekly rates in the <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2026\/02\/AI-2026_Benefits_Glance_WKLY_2026-0209.pdf\" target=\"_blank\" rel=\"noopener\">2026 Benefits at a Glance<\/a>.<\/li>\n<li>In 2026, we introduced some benefit enhancements and added services:\n<ul>\n<li>If you&#8217;re enrolled in an AI Fire medical plan (including the Surest Zero-Deductible Plan) you have access to the UnitedHealthcare <strong>Concierge Care Team <\/strong>that provides personalized service if you need help understanding your medical, dental and vision plans, as well as many other benefits. Visit\u00a0<a href=\"https:\/\/www.whyuhc.com\/aifire\" target=\"_blank\" rel=\"noopener\"><strong>whyuhc.com\/aifire<\/strong><\/a> to learn more.<\/li>\n<li>If you&#8217;re enrolled in an AI Fire medical plan, you can access the\u00a0<strong>Calm Health <\/strong>mental wellness app for guided meditations, daily self-care, therapy referrals and more.<\/li>\n<\/ul>\n<\/li>\n<li>Our\u00a0<strong>prescription drug\u00a0<\/strong>benefits feature three prescription drug coverage tiers. <a href=\"https:\/\/welcome.optumrx.com\/htctpremium\" target=\"_blank\" rel=\"noopener\">Learn more<\/a> about your 2026 prescription drug benefits, provided through Optum Rx.<\/li>\n<li><strong>Everyone<\/strong> enrolled in an AI Fire medical plan has been mailed <strong>new plan ID cards<\/strong> that include both medical and prescription drug benefit information <strong>and updated contact information for 2026<\/strong>.<\/li>\n<\/ul>\n<p><strong style=\"font-size: 16.5px;\">FSA and HSA Contributions<\/strong><\/p>\n<p>In 2026, you can make larger contributions to these accounts, giving you the opportunity to save more on taxes:\u00a0<strong><\/strong><\/p>\n<ul>\n<li>Contribution limits have increased for all\u00a0<strong>Flexible Spending Accounts (FSAs)<\/strong>, including a substantial increase for the\u00a0<strong>Dependent Day Care FSA<\/strong>.<\/li>\n<li>You can also contribute more to a\u00a0<strong>Health Savings Account (HSA)<\/strong>, another opportunity for increased savings.<\/li>\n<\/ul>\n<p>The new contribution amounts are shown later on this page.<\/p>\n<p><strong>Other Enhancements for 2026<\/strong><\/p>\n<ul>\n<li>The <strong>voluntary hospital indemnity plan <\/strong>now pays a $1,000 hospital admission benefit up to two times a year (increased from once per year). In addition, rates decreased for the <strong>hospital indemnity insurance\u00a0<\/strong>and\u00a0<strong>accident insurance <\/strong>plans.<\/li>\n<li>The provider of our <strong>pet insurance\u00a0<\/strong>plan is now MetLife. MetLife offers extensive pet discounts, family plan coverage for up to three pets, expanded coverage for exotic pets, and more.<\/li>\n<li>Reminder: You&#8217;re eligible for additional <strong>employee discount programs<\/strong>, now that we&#8217;re a Blackstone company. Enjoy savings on hotels, GM vehicles, and more, as well as special Enterprise and National car rental perks. Visit the <a href=\"https:\/\/myaifirebenefits.com\/es\/savings-overview\/discount-marketplace\/\">discounts page<\/a> to see what&#8217;s available and check periodically for more updates.<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Medical Overview<\/h2>\n<p>Here is a quick summary of the main features of our Medical plans.<\/p>\n<h3>Medical Plans<\/h3>\n<p class=\"para_b4_list\">We are offering four Medical plan options, with each covering preventive care at 100% when you use an in-network provider:<\/p>\n<ul>\n<li>UnitedHealthcare PPO 1500\/3000<\/li>\n<li>UnitedHealthcare PPO HSA 2250\/4500<\/li>\n<li>UnitedHealthcare EPO HSA 4000\/8000<\/li>\n<li>Surest Zero-Deductible plan<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_blurb title=&#8221;Check out the AI Fire 2026 Benefits at a Glance &#8221; image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2026\/01\/AI-Fire-2026-BAAG-Screenshot.png&#8221; image_icon_width=&#8221;40%&#8221; content_max_width=&#8221;100%&#8221; image_icon_width_tablet=&#8221;30%&#8221; image_icon_width_phone=&#8221;46%&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_level=&#8221;h3&#8243; header_font_size=&#8221;22.5px&#8221; header_line_height=&#8221;1.15em&#8221; body_text_color=&#8221;#443d3d&#8221; body_line_height=&#8221;1.45em&#8221; body_link_font=&#8221;|700|||||||&#8221; body_link_font_size=&#8221;17px&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;3px||||false|false&#8221; custom_margin_tablet=&#8221;||1em||false|false&#8221; custom_margin_phone=&#8221;||1em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||1.5em||false|false&#8221; animation=&#8221;off&#8221; link_option_url=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2026\/02\/AI-2026_Benefits_Glance_WKLY_2026-0209.pdf&#8221; link_option_url_new_window=&#8221;on&#8221; hover_enabled=&#8221;0&#8243; custom_css_blurb_image=&#8221;margin-bottom: 1.4em;&#8221; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#FFFFFF&#8221; border_style_bottom=&#8221;dotted&#8221; border_width_bottom_tablet=&#8221;0px&#8221; border_width_bottom_phone=&#8221;0px&#8221; border_width_bottom_last_edited=&#8221;on|phone&#8221; box_shadow_style_image=&#8221;preset3&#8243; box_shadow_vertical_image=&#8221;8px&#8221; box_shadow_blur_image=&#8221;13px&#8221; box_shadow_spread_image=&#8221;-5px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Get a quick overview of your medical, dental and vision rates, and see what other programs are available.<\/p>\n<p><i class=\"fal fa-file-pdf\" style=\"font-size: 16px; margin-right: 7px;\"><\/i><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2026\/02\/AI-2026_Benefits_Glance_WKLY_2026-0209.pdf\" target=\"_blank\" rel=\"noopener\">View Here<i class=\"fas fa-arrow-right fa-xs\" style=\"margin-left: 6px !important;\"><\/i><\/a><\/p>\n<p>[\/et_pb_blurb][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; background_color=&#8221;rgba(99,143,198,0.2)&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;||0.5em||false|false&#8221; custom_margin_phone=&#8221;||1em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;1em||0px|1em|false|false&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contact:<\/h3>\n<p style=\"font-weight: 500 !important;\"><strong>United Healthcare (traditional UHC plans)<\/strong><\/p>\n<ul>\n<li style=\"font-weight: 500 !important;\">General info, find provider: <a href=\"https:\/\/www.whyuhc.com\/aifire\" target=\"_blank\" rel=\"noopener\">whyuhc.com\/aifire<\/a><\/li>\n<li>Your personalized info, UHC app: <a href=\"https:\/\/member.uhc.com\/myuhc\" target=\"_blank\" rel=\"noopener\">member.uhc.com\/myuhc<\/a><\/li>\n<li><strong>800-996-0271<\/strong><\/li>\n<li><strong>866-314-0335<\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||40px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; custom_margin=&#8221;||0.5em||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Comparison for In-Network Coverage<\/h3>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; custom_margin=&#8221;||1px|||&#8221; overflow-x_tablet=&#8221;&#8221; overflow-x_phone=&#8221;scroll&#8221; overflow-x_last_edited=&#8221;on|desktop&#8221; overflow-y_tablet=&#8221;&#8221; overflow-y_phone=&#8221;hidden&#8221; overflow-y_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<table class=\"table-style-2\">\n<thead>\n<tr>\n<th><\/th>\n<th><strong>UHC PPO<br \/>1500\/3000<\/strong><\/th>\n<th><strong>UHC PPO HSA<br \/>2250\/4500<\/strong><\/th>\n<th><strong>UHC EPO HSA<br \/>4000\/8000<\/strong><\/th>\n<th><strong>Surest<br \/>Zero-Deductible <\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"subheader\">\n<th colspan=\"5\"><strong>Deductible<\/strong><\/th>\n<\/tr>\n<tr>\n<td>Individual<\/td>\n<td>$1,500<\/td>\n<td>$2,250<\/td>\n<td>$4,000<\/td>\n<td>$0<\/td>\n<\/tr>\n<tr>\n<td>Family<\/td>\n<td>$3,000<\/td>\n<td>$4,500<\/td>\n<td>$8,000<\/td>\n<td>$0<\/td>\n<\/tr>\n<tr class=\"subheader\">\n<th colspan=\"5\"><strong>Out-of-Pocket Maximum<\/strong><\/th>\n<\/tr>\n<tr>\n<td>Individual<\/td>\n<td>$5,000<\/td>\n<td>$5,000<\/td>\n<td>$6,500<\/td>\n<td>$6,000<\/td>\n<\/tr>\n<tr>\n<td>Family<\/td>\n<td>$10,000<\/td>\n<td>$10,000<\/td>\n<td>$13,000<\/td>\n<td>$12,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;_initial&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;3.5em||2em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||0.7em||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>UHC Plan Overview<\/h3>\n<p class=\"para_b4_list\">Each UnitedHealthcare plan has its own set of copays, deductibles, out-of-pocket maximums and coinsurance.<\/p>\n<ul>\n<li>The PPO HSA and EPO HSA are HSA-eligible plans, meaning that you can contribute to a Health Savings Account (HSA) and use it to pay for health care expenses with tax-free dollars. For 2026, you will be able to save up to $4,400 for self-only coverage and up to $8,750 if you cover any family members.<\/li>\n<li>For the PPO HSA Plan only, AI Fire will contribute $500 to your HSA when you enroll in individual coverage or $1,000 when you enroll in family coverage. (<strong>Note<\/strong>: This contribution from AI Fire counts toward your 2026 contribution limit of $4,400 for self-coverage, or $8,750 for family coverage.)<\/li>\n<li>With the two HSA plans, you do not have to meet a deductible before filling a prescription for preventive drugs if they are on the <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/ORx_HT-HDHP-Drug-List_Premium-with-Brands-and-Generics-Jan-2026.pdf\" target=\"_blank\" rel=\"noopener\">preventive medications list<\/a>.<\/li>\n<li>For the PPO and PPO HSA plans, you can use in-network and out-of-network providers. Keep in mind, you will typically pay lower costs when you use in-network providers.<\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; link_text_color=&#8221;#638FC6&#8243; header_5_font=&#8221;|700|||||||&#8221; header_5_font_size=&#8221;18px&#8221; header_5_letter_spacing=&#8221;0.2px&#8221; header_5_line_height=&#8221;1.3em&#8221; custom_padding=&#8221;20px|20px|30px|20px|false|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5 style=\"padding-bottom: 0px; font-weight: 600 !important; padding-top: 6px;\">Interested in a virtual primary care appointment?<\/h5>\n<p>UHC medical plan participants, <a href=\"https:\/\/www.whyuhc.com\/aifire\/wellness-resources\" target=\"_blank\" rel=\"noopener\">learn more<\/a>.<\/p>\n<p><a href=\"https:\/\/apps.apple.com\/us\/app\/unitedhealthcare\/id1348316600\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2020\/10\/apple_button.png\" width=\"175\" height=\"49\" alt=\"Available on the App Store\" class=\"wp-image-1952 alignnone size-full\" style=\"display: block; margin-left: auto; margin-right: auto;\" \/><\/a><\/p>\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.mobile.uhc&amp;hl=en_US&amp;gl=US\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2020\/10\/google_button.png\" width=\"175\" height=\"49\" alt=\"Get it on Google Play\" class=\"wp-image-1951 aligncenter size-full\" style=\"display: block; margin-left: auto; margin-right: auto;\" \/><\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0em||false|false&#8221; custom_padding_tablet=&#8221;3.5em||2em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;surest plan content&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_padding=&#8221;0.5em||||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Surest Zero-Deductible Plan Overview<\/h3>\n<p>The Surest Zero-Deductible plan has a $0 deductible, with copays for each Medical service, treatment and prescription, except for preventive services which are covered at 100%. <span data-contrast=\"auto\" xml:lang=\"EN-US\" lang=\"EN-US\" class=\"TextRun SCXW61712219 BCX0\"><span class=\"NormalTextRun SCXW61712219 BCX0\">A key feature of the Surest plan is that you can use the Surest app to find out the cost of services in advance, so you can consider treatment options and compare costs from different providers. <strong>Note: You cannot use an HSA with the Surest plan. <\/strong><\/span><\/span><\/p>\n<p>The Surest plan <a href=\"https:\/\/britehr.app\/AIFire\/1\" target=\"_blank\" rel=\"noopener\">website<\/a> provides an introduction to the plan. You can learn more on the new <a href=\"https:\/\/www.whyuhc.com\/aifire\" target=\"_blank\" rel=\"noopener\">UnitedHealthcare website<\/a>, which offers support and information about all our medical plans, as well as our dental, vision and several other benefits.<\/p>\n<p><strong>2026 Surest plan updates:\u00a0<\/strong>Note the 2026 out-of-pocket maximum in the medical comparison chart above. Also see 2026 copays for covered services in the <a href=\"https:\/\/myaifirebenefits.com\/es\/plan-comparison-charts\/\">Medical Plan Comparison Chart<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; background_color=&#8221;rgba(99,143,198,0.2)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;1em|1em|1.4em|1em|false|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contact:<\/h3>\n<p style=\"font-weight: 500 !important;\" class=\"para_b4_list\"><strong>Surest<\/strong><\/p>\n<ul style=\"margin-top: -.4em !important;\">\n<li><a href=\"https:\/\/britehr.app\/AIFire\/1\" target=\"_blank\" rel=\"noopener\">Pre-member site<\/a><\/li>\n<li>More info, find provider: <a href=\"http:\/\/www.whyuhc.com\/aifire\" target=\"_blank\" rel=\"noopener\">whyuhc.com\/aifire<\/a><\/li>\n<li><a href=\"https:\/\/www.surest.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.surest.com<\/a><\/li>\n<li><strong>866-683-6440<\/strong><\/li>\n<\/ul>\n<p>Scan this QR code for a demo about how Surest works:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/10\/AI-Fire-English-Brite-QR-Code-300x300-1.png\" width=\"120\" height=\"120\" alt=\"\" class=\"wp-image-2542 alignnone size-medium\" style=\"display: block; margin-left: auto; margin-right: auto;\" \/><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||8px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||2em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; custom_margin=&#8221;||0.5em||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>2026 Monthly Medical Rates<\/h3>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;table&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; custom_margin=&#8221;||1px|||&#8221; overflow-x_tablet=&#8221;&#8221; overflow-x_phone=&#8221;scroll&#8221; overflow-x_last_edited=&#8221;on|desktop&#8221; overflow-y_tablet=&#8221;&#8221; overflow-y_phone=&#8221;hidden&#8221; overflow-y_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<table class=\"table-style-2\">\n<thead>\n<tr>\n<th width=\"20%\"><\/th>\n<th><strong>UHC PPO<br \/>1500\/3000<\/strong><\/th>\n<th><strong>Surest<br \/>Zero-Deductible<\/strong><\/th>\n<th><strong>UHC PPO HSA<br \/>2250\/4500<\/strong><\/th>\n<th><strong>UHC EPO HSA<br \/>4000\/8000<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee only<\/td>\n<td>$363.00<\/td>\n<td>$263.00<\/td>\n<td>$136.00<\/td>\n<td>$67.00<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee + Spouse \/ Domestic Partner<\/td>\n<td>$722.00<\/td>\n<td>$523.00<\/td>\n<td>$438.00<\/td>\n<td>$248.00<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee + Child(ren)<\/td>\n<td>$650.00<\/td>\n<td>$472.00<\/td>\n<td>$377.00<\/td>\n<td>$188.00<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Family<\/td>\n<td>$1,085.00<\/td>\n<td>$786.00<\/td>\n<td>$609.00<\/td>\n<td>$378.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Please refer to the <a href=\"\/es\/documents-library\/\">2026 plan SBCs<\/a> for further information to better understand the plans and compare your coverage options.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||1.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Prescription Drug Overview<\/h2>\n<p>All four medical plans cover prescription drugs. Your cost for a covered drug depends on whether you fill your prescription from a retail location or via home delivery, and what tier the drug is in. For 2026, the tiers are:<\/p>\n<ul>\n<li><strong>Tier 1:<\/strong> Generic, lowest-cost medications<\/li>\n<li><strong>Tier 2:<\/strong> Preferred brand-name low-cost medications<\/li>\n<li><strong>Tier 3:<\/strong> Non-preferred brand-name medications (lower-cost options may be available)<\/li>\n<\/ul>\n<p>This chart summarizes your 2026 in-network prescription drug benefits for each medical plan.<\/p>\n<p>Learn more about your <a href=\"https:\/\/welcome.optumrx.com\/htctpremium\" target=\"_blank\" rel=\"noopener\">2026 prescription drug benefits<\/a>.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||3px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Table | Prescription Drugs&#8221; _builder_version=&#8221;4.27.4&#8243; overflow-x_tablet=&#8221;scroll&#8221; overflow-x_phone=&#8221;scroll&#8221; overflow-x_last_edited=&#8221;on|phone&#8221; overflow-y_tablet=&#8221;hidden&#8221; overflow-y_phone=&#8221;hidden&#8221; overflow-y_last_edited=&#8221;on|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<table class=\"table-style-2 adjusted_table_styles\">\n<thead>\n<tr>\n<th rowspan=\"2\" width=\"200px\"><span style=\"white-space: nowrap !important;\">Drug Type<\/span><\/th>\n<th>PPO 1500 \/ 3000<\/th>\n<th>PPO HSA 2250 \/ 4500<\/th>\n<th>EPO HSA 4000 \/ 8000<\/th>\n<th>Surest<br \/>\nZero-Deductible plan<\/th>\n<\/tr>\n<tr class=\"subheader\">\n<th>In-Network<\/th>\n<th>In-Network<\/th>\n<th>In-Network<\/th>\n<th>In-Network<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"subheader\">\n<th colspan=\"5\" style=\"border-bottom-color: #ffffff !important;\">Copay Amounts = Amounts You Pay, and % = What the Plan Pays<\/th>\n<\/tr>\n<tr class=\"subheader\">\n<th colspan=\"5\" style=\"border-bottom-color: #638fc7 !important;\">Deductible Does Not Apply to Eligible Preventive Drugs<\/th>\n<\/tr>\n<tr>\n<td><strong>Retail, Tier 1<\/strong><\/td>\n<td>$15 copay<\/td>\n<td>80% after deductible ($15 copay max)<\/td>\n<td>70% after deductible ($15 copay max)<\/td>\n<td>$15 copay<\/td>\n<\/tr>\n<tr>\n<td><strong>Retail, Tier 2<\/strong><\/td>\n<td>$40 copay<\/td>\n<td>80% after deductible ($40 copay max)<\/td>\n<td>70% after deductible ($40 copay max)<\/td>\n<td>$40 copay<\/td>\n<\/tr>\n<tr>\n<td><strong>Retail, Tier 3<\/strong><\/td>\n<td>$75 copay<\/td>\n<td>80% after deductible ($75 copay max)<\/td>\n<td>70% after deductible ($75 copay max)<\/td>\n<td>$75 copay<\/td>\n<\/tr>\n<tr>\n<td><strong>Home Delivery, Tier 1<\/strong><\/td>\n<td>$35 copay<\/td>\n<td>80% after deductible ($35 copay max)<\/td>\n<td>70% after deductible ($35 copay max)<\/td>\n<td>$35 copay<\/td>\n<\/tr>\n<tr>\n<td><strong>Home Delivery, Tier 2<\/strong><\/td>\n<td>$100 copay<\/td>\n<td>80% after deductible ($100 copay max)<\/td>\n<td>70% after deductible ($100 copay max)<\/td>\n<td>$100 copay<\/td>\n<\/tr>\n<tr>\n<td><strong>Home Delivery, Tier 3<\/strong><\/td>\n<td>$185 copay<\/td>\n<td>80% after deductible ($185 copay max)<\/td>\n<td>70% after deductible ($185 copay max)<\/td>\n<td>$185 copay<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;page-specific CSS&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->  table.adjusted_table_styles td {line-height: 1.35em !important;}<!-- [et_pb_line_break_holder] -->  table.adjusted_table_styles td:first-child {text-align: left !important; line-height: 1.35em !important;}<!-- [et_pb_line_break_holder] -->  table.mobile_adj {width: 20%;}<!-- [et_pb_line_break_holder] -->  \/*** Responsive table cell width Tablet And Below ***\/<!-- [et_pb_line_break_holder] -->@media all and (max-width: 980px) {<!-- [et_pb_line_break_holder] -->  table.mobile_adj {width: 200px !important;}<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||1.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;cmp&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_4_font_size=&#8221;21.5px&#8221; header_4_line_height=&#8221;1.2em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 id=\"care_management\">Care Management Programs (and Paytient)<\/h2>\n<h4>For all employees and family<\/h4>\n<p>Care management programs are designed to support employees and family members with chronic or complex medical conditions. All employees have access to:<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||2.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Wellthy&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Wellthy provides support for family caregivers and their loved ones who have special care needs due to a chronic health condition, financial constraints, age (young or old), or certain other circumstances. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/01\/How-Wellthy-Helps-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>.<\/p>\n<p><strong>Contact information:<\/strong><br \/><a href=\"https:\/\/wellthy.com\/\">wellthy.com<\/a><br \/><strong>877-588-3917<\/strong><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_left=&#8221;#5F6369&#8243; border_style_left=&#8221;dotted&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Paytient&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Paytient makes health care costs more affordable by spreading them out over time. Use your Paytient account to pay for eligible expenses, then repay those funds with convenient, interest-free deductions from your paycheck, on a manageable schedule you choose. <a href=\"https:\/\/my.paytient.com\/\" target=\"_blank\" rel=\"noopener\">Learn more<\/a><a href=\"https:\/\/my.paytient.com\/\">.<\/a><\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||1.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;cmp&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Programs available to persons covered by any AI Fire Medical plan<\/h4>\n<p>These programs are available to employees and family members covered by any AI Fire Medical plan (UnitedHealthcare or Surest).<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; min_height=&#8221;432.5px&#8221; custom_margin=&#8221;||2.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Teladoc prediabetes, diabetes and hypertension program (formerly Livongo)&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>This program offers support if you\u2019re diagnosed with prediabetes, diabetes or hypertension, and provides a simple and convenient way to manage chronic conditions with a participant portal that helps you manage your condition and track your progress.<\/p>\n<p>Interested in enrolling?<\/p>\n<ul>\n<li>If enrolled in a\u00a0<strong>UnitedHealthcare\u00a0<\/strong>medical plan:\u00a0<strong>Get started\u00a0<\/strong>at <a href=\"http:\/\/www.TeladocHealth.com\/Go\/UHCACES\" target=\"_blank\" rel=\"noopener\">www.TeladocHealth.com\/Go\/UHCACES<\/a> or call\u00a0<strong>800-835-2362<\/strong>. Use registration code: <strong>UHCACES<\/strong>. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/01\/UHC-TeladocHealth-Flyer-1.1.24.pdf%20\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>. Review <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/01\/UHC-TeladocHealth-FAQ-Flyer-1.1.24.pdf\" target=\"_blank\" rel=\"noopener\">FAQs<\/a>.<\/li>\n<li>If enrolled in the\u00a0<strong>Surest\u00a0<\/strong>medical plan:\u00a0<strong>Join now\u00a0<\/strong>at <a href=\"https:\/\/go.livongo.com\/AIFIRE-SUREST\/register\" target=\"_blank\" rel=\"noopener\">www.Go.Livongo.com\/AIFIRE-SUREST\/register<\/a> or call\u00a0<strong>800-945-4355<\/strong>. Use registration code:\u00a0<strong>AIFIRE-SUREST<\/strong>. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/01\/AIFIRE-SUREST-CCM-Plus-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>. Review <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/01\/AIFIRE-SUREST-CCM-Plus-FAQ-Flyer.pdf%20\" target=\"_blank\" rel=\"noopener\">FAQs<\/a>.<\/li>\n<\/ul>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_left=&#8221;#5F6369&#8243; border_style_left=&#8221;dotted&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Summus&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;||24px|||&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>When you or someone in your family has a new health challenge, needs surgery, or has health questions, it can be hard to know what to do next. Summus makes it faster and easier to get information and insights from medical specialists, with a virtual connection to a network of more than 1,500 experts. Ask questions about a health condition, recent diagnosis, treatment options or any health care topic, any time, anywhere! No cost to you. (<strong>Note:<\/strong> Family members need not be covered by an AI Fire medical plan to use this program, as long as the employee is.) <a href=\"https:\/\/app.summusglobal.com\/aifire\" target=\"_blank\" rel=\"noopener\">Learn more<\/a> and activate your free membership today.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||2.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Calm Health&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>For mental health support,\u00a0<strong>Calm Health\u00a0<\/strong>is available at no additional cost to you. You&#8217;ll have access to the widely recognized mental well-being Calm app, which offers resources for sleep, meditation and mindfulness. Set your own pace on a path toward a healthier you with 24\/7 access to information about getting better sleep, building skills to manage stress, developing resiliency and building a mindfulness habit.\u00a0 <a href=\"https:\/\/www.whyuhc.com\/aifire\/care-management\">Learn more<\/a>.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Maven maternity support&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Provides support for all stages of your pregnancy, from preconception\/fertility concerns to the first three months of early parenting, as well as menopausal and midlife health issues. Offers personalized maternity support through Maven\u2019s digital family health platform, including personalized guidance, education, coaching, virtual classes and other resources. <a href=\"https:\/\/myaifirebenefits.com\/es\/health-overview\/medical\/#maven\">Learn more<\/a>.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||1.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;cmp&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Programs available to persons covered by a UHC Medical plan<\/h4>\n<p>Employees and their families covered by a UnitedHealthcare Medical plan have access to these additional care management programs provided by\u00a0UHC.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||1.7em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Kaia&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The no-cost <strong>Kaia<\/strong> app helps you relieve pain and live healthier with on-demand, personalized support such as tailored workouts, 1-on-1 health coaching, on-demand pain relief care and much more. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2022\/10\/Kaia_UHC_eToolkit_Poster_08302022_high.pdf\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_left=&#8221;#5F6369&#8243; border_style_left=&#8221;dotted&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Compassionate Outreach Program&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>If you\u2019re dealing with a health situation such as recovering from a hospital stay, managing a health condition or expecting a baby, you may receive a call from a <strong>Compassionate Outreach Program<\/strong> nurse or advocate to offer additional support. They can help you schedule appointments, enroll you in support programs, help fill prescriptions and answer your questions. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2022\/10\/uhc-calling-flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||2.5em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221; AbleTo&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Feeling stressed, anxious or struggling with coping skills? The <strong>AbleTo<\/strong> personalized, virtual behavioral coaching program includes coaching sessions with digital content, combined with activities using Cognitive Behavioral Therapy, to help you feel better soon. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2022\/10\/ableto-virtual-behavioral-coaching-member-flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(99,143,198,0.15)&#8221; custom_padding=&#8221;1em|1em|1em|1em|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_color_left=&#8221;#5F6369&#8243; border_style_left=&#8221;dotted&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Real Appeal&#8221; alt=&#8221;New!&#8221; icon_placement=&#8221;left&#8221; content_max_width=&#8221;100%&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; header_text_color=&#8221;#1e4a8d&#8221; header_font_size=&#8221;19px&#8221; header_line_height=&#8221;1.2em&#8221; body_font_size=&#8221;16.5px&#8221; body_line_height=&#8221;1.46em&#8221; body_link_font=&#8221;|700|||||||&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_css_blurb_image=&#8221;padding-right: 0px !important;||width: 50px !important;&#8221; custom_css_blurb_title=&#8221;font-family: %22urw-din%22, sans-serif;||font-weight: 700 !important;||font-style: normal;&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Nearly seven out of 10 adults are considered overweight or obese, with serious effects on health care costs and long-term health. The year-long <strong>Real Appeal<\/strong> program offers you tools and support to help you lose weight, feel good and prevent weight-related health conditions. As part of your UnitedHealthcare Medical coverage, if you\u2019re eligible the program will contact you about enrolling in and using the program.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;0px||1em||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;3.5em||2em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; min_height=&#8221;320.5px&#8221; custom_margin=&#8221;||0.7em||false|false&#8221; custom_margin_tablet=&#8221;||0.7em||false|false&#8221; custom_margin_phone=&#8221;||0em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Supplemental Hospital, Accident and Critical Illness for purchase<\/h2>\n<p>You may purchase these voluntary benefits to supplement your Medical plan coverage. They provide you with additional financial protection, by paying you a benefit if you become hospitalized, injured in an accident or are diagnosed with certain critical illnesses or health conditions.<\/p>\n<p class=\"para_b4_list\">Learn more about these programs:<\/p>\n<ul>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/Voluntary-Hospital-Indemnity-Highlight-Sheet-for-AI-Fire-LLC.pdf\">Hospital Indemnity Insurance<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/Voluntary-Accident-Highlight-Sheet-for-AI-Fire-LLC.pdf\">Accident Insurance<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/Voluntary-Critical-Illness-Highlight-Sheet-and-Rates-for-AI-Fire-LLC.pdf\" target=\"_blank\" rel=\"noopener\">Critical Illness Insurance<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; text_line_height=&#8221;1.3em&#8221; background_color=&#8221;rgba(99,143,198,0.2)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;1em||0px|1em|false|false&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contact:<\/h3>\n<p style=\"font-weight: 500 !important;\"><strong>Reliance Standard Life Insurance Company<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.reliancematrix.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">reliancematrix.com<\/a><\/li>\n<li><strong>800-351-7500<\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; padding_1_tablet=&#8221;||0px||false|false&#8221; padding_1_phone=&#8221;|0px|0px||false|false&#8221; padding_1_last_edited=&#8221;on|phone&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;3.5em||2em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0.2em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Dental overview text&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||1.1em||false|false&#8221; custom_margin_tablet=&#8221;||1.1em||false|false&#8221; custom_margin_phone=&#8221;||1.3em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Dental Overview<\/h2>\n<p>We offer two dental PPO plan options through UnitedHealthcare, the Base Plan and the Buy-Up Plan. Diagnostic\/preventive services are covered at 100% under both plan options.<\/p>\n<h3>Dental Plans<\/h3>\n<p>Benefits under each plan are the same whether you use an in-network or out-of-network dentist. However, you will generally pay less when you use an in-network UnitedHealthcare dentist, because they agree to charge you a negotiated rate.<\/p>\n<p>The <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2022\/05\/2022-Dental-Base.pdf\" target=\"_blank\" rel=\"noopener\">Base option<\/a> costs less for coverage and has a lower annual maximum benefit.<\/p>\n<p>The <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/11\/2025-Dental-Buy-Up.pdf\" target=\"_blank\" rel=\"noopener\">Buy-Up option<\/a>, which costs more for coverage, includes orthodontia benefits, higher coverage on certain procedures, the Flex Appeal\u00ae feature (enhanced benefits to protect the health of your teeth and gums) and <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/11\/AI-Fire-2025-Consumer-Max-Multiplier.pdf\" target=\"_blank\" rel=\"noopener\">Consumer MaxMultiplier\u00ae<\/a> (which rewards you up to $600 for getting regular dental checkups). <\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;monthly rates header&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||0.5em||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>2026 Monthly Dental Rates<\/h3>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text &#8212; dental rates TABLE&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||2.1em||false|false&#8221; custom_margin_tablet=&#8221;||0em||false|false&#8221; custom_margin_phone=&#8221;||2em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px||false|false&#8221; text_line_height_tablet=&#8221;&#8221; text_line_height_phone=&#8221;1.5em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; overflow-x_tablet=&#8221;&#8221; overflow-x_phone=&#8221;scroll&#8221; overflow-x_last_edited=&#8221;on|phone&#8221; overflow-y_tablet=&#8221;&#8221; overflow-y_phone=&#8221;hidden&#8221; overflow-y_last_edited=&#8221;on|phone&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<table class=\"table-style-2\">\n<thead>\n<tr>\n<th width=\"33%\"><strong>Coverage<\/strong><\/th>\n<th><strong>Base Plan<\/strong><\/th>\n<th><strong>Buy-Up Plan<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee only<\/td>\n<td>$5.90<\/td>\n<td>$26.81<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee + Spouse \/ Domestic Partner<\/td>\n<td>$14.48<\/td>\n<td>$57.62<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee + Child(ren)<\/td>\n<td>$19.02<\/td>\n<td>$65.98<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Family<\/td>\n<td>$29.04<\/td>\n<td>$104.59<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; text_line_height=&#8221;1.3em&#8221; background_color=&#8221;rgba(99,143,198,0.2)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;1em||0px|1em|false|false&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contact:<\/h3>\n<p style=\"font-weight: 500 !important;\"><strong>UnitedHealthcare<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.whyuhc.com\/aifire\" target=\"_blank\" rel=\"noopener\">whyuhc.com\/aifire<\/a><\/li>\n<li><a href=\"http:\/\/www.uhc.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.uhc.com<\/a><\/li>\n<li><strong>877-816-3596<\/strong><\/li>\n<li>Use the <a href=\"https:\/\/www.uhc.com\/member-resources\/health-care-tools\/unitedhealthcare-app\" target=\"_blank\" rel=\"noopener\">UnitedHealthcare app<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;page-specific CSS&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->  .para_b4_list {padding-bottom: .35em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li:last-child {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul {padding-bottom: .85em !important; padding-top: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul ul {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ol {padding-bottom: 1em !important;}<!-- [et_pb_line_break_holder] -->  .toggle h4 {padding-bottom: .2em;}<!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  \/* enrollment session styling *\/<!-- [et_pb_line_break_holder] -->.session_style {text-align: center; font-weight: 700; padding-bottom: .1em; font-size: 17px;}<!-- [et_pb_line_break_holder] -->.overview li {padding-bottom: .4em;}<!-- [et_pb_line_break_holder] -->.overview ul {padding-bottom: .75em;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.footnote {<!-- [et_pb_line_break_holder] -->\tfont-weight: 500 !important;<!-- [et_pb_line_break_holder] -->\tfont-size: 12.5px !important;<!-- [et_pb_line_break_holder] -->\tline-height: 1.4em !important;<!-- [et_pb_line_break_holder] -->\tpadding-left: .8em !important;<!-- [et_pb_line_break_holder] --> text-indent: -.75em !important;<!-- [et_pb_line_break_holder] -->padding-bottom: .7em !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->.cmp h4 {<!-- [et_pb_line_break_holder] -->font-family: \"urw-din\", sans-serif;<!-- [et_pb_line_break_holder] -->font-weight: 600 !important;<!-- [et_pb_line_break_holder] -->font-style: normal; <!-- [et_pb_line_break_holder] -->font-size: 21.5px;<!-- [et_pb_line_break_holder] -->line-height: 1.2em;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; padding_1_tablet=&#8221;&#8221; padding_1_phone=&#8221;|0px|||false|false&#8221; padding_1_last_edited=&#8221;on|phone&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||70px||false|false&#8221; custom_padding_tablet=&#8221;3.5em||2em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||2em||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; vision overview&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||1.1em||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Vision Overview<\/h2>\n<p>We offer Vision coverage through UnitedHealthcare. You can receive exams, lenses, frames, and contact lenses once per year. Children under 12 and pregnant or breastfeeding plan participants are eligible for two exams per year.<\/p>\n<p>If you see an out-of-network provider, UnitedHealthcare will reimburse you up to a certain limit. The Vision plan also provides discounts on additional glasses, contact lenses, and hearing aids.<\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text &#8211;vision rates table header&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||0.5em||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>2026 Monthly Vision Rates<\/h3>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text &#8212; vision rates TABLE&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||0.7em||false|false&#8221; custom_margin_tablet=&#8221;||0.7em||false|false&#8221; custom_margin_phone=&#8221;||0em||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||0px||false|false&#8221; text_line_height_tablet=&#8221;&#8221; text_line_height_phone=&#8221;1.5em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; overflow-x_tablet=&#8221;&#8221; overflow-x_phone=&#8221;scroll&#8221; overflow-x_last_edited=&#8221;on|phone&#8221; overflow-y_tablet=&#8221;&#8221; overflow-y_phone=&#8221;hidden&#8221; overflow-y_last_edited=&#8221;on|phone&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<table class=\"table-style-2\">\n<thead>\n<tr>\n<th colspan=\"3\" style=\"text-align: left;\"><strong>Coverage<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td width=\"50%\" style=\"text-align: left; font-weight: 600;\">Employee only<\/td>\n<td>$6.20<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee + Spouse \/ Domestic Partner<\/td>\n<td>$11.78<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Employee + Child(ren)<\/td>\n<td>$13.82<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left; font-weight: 600;\">Family<\/td>\n<td>$19.43<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;text &#8212; more info list&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; custom_margin=&#8221;||2em||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>For more information, <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2024\/11\/AI-Fire-2025-Vision-Benefits.pdf\" target=\"_blank\" rel=\"noopener\">view the 2026 vision summary<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Text &#8212; One Pass text&#8221; module_class=&#8221;overview&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; header_3_font=&#8221;||||||||&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||0px||false|false&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>One Pass fitness and wellness program<\/h2>\n<p><strong>One Pass<\/strong> is a subscription-based fitness and wellness program that helps you live a healthier lifestyle. It offers you access to thousands of gyms nationwide, online workout classes, personalized coaching, grocery delivery services and more. Available to all employees.<\/p>\n<p>One Pass offers five membership levels available to fit your needs and budget. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/07\/2025-One-Pass-Select-ASO-Non-UHC-Rewards-Flier.pdf\" target=\"_blank\" rel=\"noopener\">Learn more<\/a> and visit <a href=\"https:\/\/www.onepassselect.com\/\" target=\"_blank\" rel=\"noopener\">onepassselect.com<\/a>.<\/p>\n<p>Note that fees charged by One Pass may be subject to change.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; header&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Additional Benefits<\/h2>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Flexible Spending Accounts&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The company continues to offer you Flexible Spending Accounts (FSAs) for health care or dependent care expenses. Save on taxes by using these accounts to pay for many common expenses with pre-tax dollars. <a href=\"\/es\/flexible-spending-accounts\/\">Learn more<\/a>.<\/p>\n<p><strong>Note these updates for 2026:<\/strong><\/p>\n<ul>\n<li>The maximum annual amount you can contribute to the Health Care or Limited Purpose FSA in 2026 has increased to $3,400.<\/li>\n<li>You will be able to roll over up to $680 in your Health Care or Limited Purpose FSA from 2026 into 2027.<\/li>\n<li>The maximum annual amount you can contribute to the Dependent Day Care FSA in 2026 has increased to $7,500 ($3,750 for married couples filing separately).<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Commuter Benefits&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>You continue to have the opportunity to save money by participating in a Commuter Expense Reimbursement Account (CERA) managed by Optum Bank. A CERA can help you pay for your commuting expenses (parking or mass transit) with pre-tax dollars. <a href=\"\/es\/commuter-benefits\/\">Learn more<\/a>.<\/p>\n<p><strong>Note<\/strong>: In 2026, you can contribute up to $4,080 ($340\/month) for parking expenses, and up to $4,080 ($340\/month) for transportation expenses, in your CERA.<\/p>\n<p><strong>Contact Information: <\/strong>Optum Bank<br \/><a href=\"http:\/\/www.optumbank.com\" target=\"_blank\" rel=\"noopener\">optumbank.com<\/a><br \/><strong>877-462-5039<\/strong><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Voluntary Benefits&#8221; module_class=&#8221;toggle&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; body_ul_type=&#8221;none&#8221; body_ul_item_indent=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"padding-bottom: 1em !important;\">As a new hire or during Open Enrollment, you also have the opportunity to purchase these additional voluntary benefits:<\/p>\n<div class='one_half'>\n\t\t\t\t\t<h4>Pet Insurance<\/h4>\n<ul style=\"padding-top: 0px !important;\">\n<li><strong>Contact Information: <\/strong><\/li>\n<li><a href=\"https:\/\/metlife.com\/getpetquote\" target=\"_blank\" rel=\"noopener\">metlife.com\/getpetquote<\/a><\/li>\n<li><strong>800-GET-MET8 (800-436-6388)<\/strong><\/li>\n<\/ul>\n\t\t\t\t<\/div><div class='one_half et_column_last'>\n\t\t\t\t\t<h4>Identity Theft Protection<\/h4>\n<ul style=\"padding-top: 0px !important;\">\n<li><strong>Contact Information:<\/strong><\/li>\n<li><a href=\"https:\/\/infoarmor.reliancematrix.com\/\" target=\"_blank\" rel=\"noopener\">infoarmor.reliancematrix.com <\/a><\/li>\n<li><strong>855-246-7347<\/strong><\/li>\n<\/ul>\n\t\t\t\t<\/div><div class='clear'><\/div><\/p>\n<p><strong>Pet insurance update for 2026:\u00a0<\/strong>MetLife is our new provider of <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/Claims-Story-Flyer.pdf\" target=\"_blank\" rel=\"noopener\">pet insurance<\/a>. MetLife offers flexible, customizable coverage for pets of any age, extensive pet discounts, family plan coverage for up to three pets, expanded coverage for <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/Exotic-Pets-Benefit-Overview.pdf\" target=\"_blank\" rel=\"noopener\">exotic pets<\/a>, and more. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/PET-FAQ.pdf\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>.<\/p>\n<p>You can enroll in, drop or change your MetLife pet insurance at any time during the year.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Life and Disability Insurance&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Life and AD&amp;D Insurance<\/strong><br \/>The company provides you with Basic Life and AD&amp;D insurance at no cost to you. You also have the option to purchase additional coverage for yourself, your legal spouse or legally recognized partner, and your dependent children. <strong>During Open Enrollment<\/strong>, you have a special opportunity to purchase additional life insurance for yourself and your spouse\/legally recognized partner up to the guaranteed issue amount (the amount offered to a participant without regard to health status) without providing Evidence of Insurability (proof of good health). <a href=\"\/es\/life-and-disability-insurance\/\">Learn more<\/a>.<\/p>\n<p><strong>Disability Coverage<\/strong><br \/>The company provides you with Short-Term Disability and Long-Term Disability coverage at no cost to you, to provide you with a source of income if you can\u2019t work because of an illness or injury. <a href=\"\/es\/life-and-disability-insurance\/\" target=\"_blank\" rel=\"noopener\">Learn more<\/a>.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;401(k) Plan&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"para_b4_list\">Our 401(k) Plan, administered through Fidelity, helps you to save and invest for your retirement. You may contribute to the plan through payroll deductions, which makes saving easy and convenient.<\/p>\n<ul>\n<li>You may start, stop or change your contributions to the plan at any time.<\/li>\n<li>If you contribute to the plan, AI Fire will provide a 4% match with immediate 100% vesting.<\/li>\n<\/ul>\n<p><a href=\"\/es\/401k-plan-for-your-future\/\">Learn more<\/a>.<\/p>\n<p><strong>Contact Information: <\/strong>Fidelity NetBenefits<br \/><a href=\"http:\/\/www.netbenefits.com\">www.netbenefits.com<\/a><br \/><strong>800-835-5097<\/strong><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Employee Discounts&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Find hundreds of discounts nationwide and locally through the AI Fire Discount Marketplace. Enjoy discounts and rewards for apparel, auto, electronics, dining, gyms, events, and more.<\/p>\n<p>Create your account online at <a href=\"https:\/\/aifireperks.benefithub.com\/Welcome\" target=\"_blank\" rel=\"noopener\">aifireperks.benefithub.com<\/a> using <strong>referral code ZUJJ9Z<\/strong> to start saving today!<\/p>\n<p>And enjoy even more great savings through the General Motors (GM) and Blackstone discount programs. <a href=\"https:\/\/myaifirebenefits.com\/es\/savings-overview\/discount-marketplace\/\">Learn more<\/a>.<\/p>\n<p>[\/et_pb_toggle][et_pb_text disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;d07e3adf-c71d-455f-97b2-fd72eda67d76&#8243; text_font_size=&#8221;17px&#8221; link_font=&#8221;|700|||||||&#8221; link_text_color=&#8221;#adf4ff&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 style=\"font-weight: 700 !important;\">Your Medical plan ID cards:<\/h4>\n<p>If you newly enroll in a United Healthcare plan, you can find your plan ID card online at <a href=\"https:\/\/member.uhc.com\/myuhc\" target=\"_blank\" rel=\"noopener\">myuhc.com<\/a>. If you newly enroll in the Surest Zero-Deductible plan, you will receive a welcome packet with an ID card and have access to a digital ID card through the Surest app or website.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; text_line_height=&#8221;1.3em&#8221; background_color=&#8221;rgba(99,143,198,0.2)&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||0px||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;1em||0px|1em|false|false&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contact:<\/h3>\n<p style=\"font-weight: 500 !important;\"><strong>UnitedHealthcare<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.whyuhc.com\/aifire\" target=\"_blank\" rel=\"noopener\">whyuhc.com\/aifire<\/a><\/li>\n<li><a href=\"https:\/\/www.myuhcvision.com\/MWP\/Landing\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.myuhcvision.com<\/a><\/li>\n<li><strong>800-638-3120<\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_code admin_label=&#8221;page-specific CSS&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->  .para_b4_list {padding-bottom: .35em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li:last-child {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul {padding-bottom: .85em !important; padding-top: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul ul {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ol {padding-bottom: 1em !important;}<!-- [et_pb_line_break_holder] -->  .toggle h4 {padding-bottom: .2em;}<!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  \/* enrollment session styling *\/<!-- [et_pb_line_break_holder] -->.session_style {text-align: center; font-weight: 700; padding-bottom: .1em; font-size: 17px;}<!-- [et_pb_line_break_holder] -->.overview li {padding-bottom: .4em;}<!-- [et_pb_line_break_holder] -->.overview ul {padding-bottom: .75em;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.footnote {<!-- [et_pb_line_break_holder] -->\tfont-weight: 500 !important;<!-- [et_pb_line_break_holder] -->\tfont-size: 12.5px !important;<!-- [et_pb_line_break_holder] -->\tline-height: 1.4em !important;<!-- [et_pb_line_break_holder] -->\tpadding-left: .8em !important;<!-- [et_pb_line_break_holder] --> text-indent: -.75em !important;<!-- [et_pb_line_break_holder] -->padding-bottom: .7em !important;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] -->.cmp h4 {<!-- [et_pb_line_break_holder] -->font-family: \"urw-din\", sans-serif;<!-- [et_pb_line_break_holder] -->font-weight: 600 !important;<!-- [et_pb_line_break_holder] -->font-style: normal; <!-- [et_pb_line_break_holder] -->font-size: 21.5px;<!-- [et_pb_line_break_holder] -->line-height: 1.2em;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>Review your main benefits for 2026.What&#8217;s New for 2026 Here&#8217;s an overview of some important changes made to our benefits for 2026: Medical and Prescription Drug\u00a0 The 2026 monthly rates for medical coverage are given in a table below. You can see weekly rates in the 2026 Benefits at a Glance. In 2026, we introduced [&hellip;]<\/p>","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"dipi_cpt_category":[],"class_list":["post-2893","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2893","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/comments?post=2893"}],"version-history":[{"count":0,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2893\/revisions"}],"wp:attachment":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/media?parent=2893"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=2893"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}