{"id":2804,"date":"2023-09-20T15:28:19","date_gmt":"2023-09-20T22:28:19","guid":{"rendered":"https:\/\/myaifirebenefits.com\/?page_id=2804"},"modified":"2025-12-30T15:09:39","modified_gmt":"2025-12-30T23:09:39","slug":"critical-illness","status":"publish","type":"page","link":"https:\/\/myaifirebenefits.com\/es\/health-overview\/critical-illness\/","title":{"rendered":"Enfermedad cr\u00edtica"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;155deg&#8221; background_color_gradient_stops=&#8221;rgba(90,182,221,0.08) 0%|rgba(229,75,33,0) 25%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/10\/critical-illnessBG_header.jpg&#8221; background_position=&#8221;bottom_center&#8221; custom_padding=&#8221;2.75vw|7vw|13vw|7vw|false|true&#8221; custom_padding_tablet=&#8221;3vw||||false|true&#8221; custom_padding_phone=&#8221;5vw|6vw||6vw|false|true&#8221; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_stops_phone=&#8221;rgba(255,255,255,0.65) 0%|rgba(255,255,255,0.12) 100%&#8221; background_color_gradient_overlays_image_phone=&#8221;on&#8221; background_position_tablet=&#8221;top_right&#8221; background_position_phone=&#8221;top_center&#8221; background_horizontal_offset_phone=&#8221;11%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;Critical Illness&#8221; content_max_width=&#8221;75%&#8221; content_max_width_tablet=&#8221;99%&#8221; content_max_width_phone=&#8221;100%&#8221; content_max_width_last_edited=&#8221;on|phone&#8221; module_class=&#8221;proximaCond_header&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; title_font=&#8221;||||||||&#8221; title_text_color=&#8221;#ffffff&#8221; title_font_size=&#8221;43px&#8221; title_line_height=&#8221;1.15em&#8221; content_font=&#8221;||||||||&#8221; content_text_color=&#8221;#FFFFFF&#8221; content_font_size=&#8221;23px&#8221; content_line_height=&#8221;1.4em&#8221; background_color=&#8221;rgba(0,154,222,0.8)&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/08\/grey-transparent-flameArt-55.png&#8221; background_size=&#8221;custom&#8221; background_image_width=&#8221;215px&#8221; background_position=&#8221;top_left&#8221; background_horizontal_offset=&#8221;1%&#8221; background_vertical_offset=&#8221;45%&#8221; background_blend=&#8221;soft-light&#8221; background_pattern_horizontal_offset=&#8221;1%&#8221; background_pattern_vertical_offset=&#8221;-20%&#8221; background_pattern_repeat=&#8221;repeat-y&#8221; background_enable_mask_style=&#8221;on&#8221; background_mask_style=&#8221;corner-pill&#8221; background_mask_color=&#8221;rgba(255,255,255,0.09)&#8221; background_mask_transform=&#8221;flip_horizontal|invert&#8221; background_mask_size=&#8221;cover&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;3vw||3vw||true|false&#8221; custom_padding_phone=&#8221;2vw|0px|2vw||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; title_font_size_tablet=&#8221;43px&#8221; title_font_size_phone=&#8221;39px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; content_font_size_tablet=&#8221;21px&#8221; content_font_size_phone=&#8221;19px&#8221; content_font_size_last_edited=&#8221;on|tablet&#8221; content_line_height_tablet=&#8221;1.5em&#8221; content_line_height_phone=&#8221;1.5em&#8221; content_line_height_last_edited=&#8221;on|phone&#8221; background_last_edited=&#8221;on|phone&#8221; background_enable_image_tablet=&#8221;off&#8221; background_enable_pattern_style_tablet=&#8221;off&#8221; background_enable_pattern_style_phone=&#8221;off&#8221; background_pattern_color_tablet=&#8221;rgba(255,255,255,0.08)&#8221; background_pattern_width_tablet=&#8221;29vw&#8221; background_pattern_width_phone=&#8221;136px&#8221; background_pattern_height_tablet=&#8221;102%&#8221; background_pattern_horizontal_offset_tablet=&#8221;-26%&#8221; background_pattern_horizontal_offset_phone=&#8221;-4%&#8221; background_pattern_vertical_offset_tablet=&#8221;11%&#8221; background_pattern_vertical_offset_phone=&#8221;23%&#8221; background_pattern_blend_mode_tablet=&#8221;normal&#8221; background_enable_mask_style_tablet=&#8221;on&#8221; background_enable_mask_style_phone=&#8221;off&#8221; background_mask_style_tablet=&#8221;corner-pill&#8221; background_mask_color_phone=&#8221;rgba(255,255,255,0.07)&#8221; background_mask_transform_phone=&#8221;invert|flip_horizontal&#8221; background_mask_aspect_ratio_tablet=&#8221;landscape&#8221; background_mask_aspect_ratio_phone=&#8221;square&#8221; background_mask_size_tablet=&#8221;custom&#8221; background_mask_size_phone=&#8221;custom&#8221; background_mask_width_tablet=&#8221;100vw&#8221; background_mask_width_phone=&#8221;500px&#8221; background_mask_height_phone=&#8221;100%&#8221; background_mask_position_phone=&#8221;bottom_left&#8221; background_mask_horizontal_offset_phone=&#8221;-15vw&#8221; background_mask_vertical_offset_phone=&#8221;0%&#8221; background_mask_blend_mode_tablet=&#8221;normal&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; custom_css_title=&#8221;font-weight: 300 !important;||max-width: 75%;&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;rgba(255,255,255,0.43)&#8221; border_radii_tablet=&#8221;on|22px|22px|22px|22px&#8221; border_radii_phone=&#8221;on|22px|22px|22px|22px&#8221; border_radii_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_css_header_container_last_edited=&#8221;on|tablet&#8221; custom_css_header_container_tablet=&#8221;margin-left: 3.5vw;||width: 94%&#8221; custom_css_header_container_phone=&#8221;margin-left: 4.5vw;||width: 85.5vw;||padding-right: 4vw !important;&#8221; custom_css_content_last_edited=&#8221;on|desktop&#8221; custom_css_content_phone=&#8221;text-align: center !important;||padding-right: 0px;&#8221; custom_css_title_last_edited=&#8221;on|tablet&#8221; custom_css_title_phone=&#8221;text-align: center !important;||&#8221; custom_css_title_tablet=&#8221;font-weight: 300 !important;&#8221; custom_css_content_tablet=&#8221;width: 100% !important;&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;-8.5vw||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.5em||3em||false|false&#8221; custom_padding_tablet=&#8221;3.5em||3em||false|false&#8221; custom_padding_phone=&#8221;2.5em||2em||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px|&#8221; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;|700|||||||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Seguro de enfermedad cr\u00edtica<\/h3>\n<p><strong>Seguro de enfermedad cr\u00edtica<\/strong> es una de las tres prestaciones voluntarias que puede adquirir para complementar su plan m\u00e9dico. Estas prestaciones le proporcionan una protecci\u00f3n adicional frente a imprevistos costosos que afecten a su salud. Las otras dos prestaciones voluntarias que complementan su cobertura m\u00e9dica son <a href=\"\/es\/hospital-indemnity\/\">seguro de indemnizaci\u00f3n hospitalaria<\/a> y <a href=\"\/es\/accident\/\">seguro de accidentes<\/a>.<\/p>\n<p>El seguro de enfermedad cr\u00edtica ayuda a cubrir los gastos asociados al tratamiento de una enfermedad cr\u00edtica, como c\u00e1ncer, infarto de miocardio o ictus. Este plan le abonar\u00e1 directamente una cantidad a tanto alzado que podr\u00e1 utilizar para pagar las facturas m\u00e9dicas, cubrir los gastos de viaje de sus seres queridos o sufragar otros gastos en los que pueda incurrir cuando est\u00e9 luchando contra una enfermedad grave. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/Voluntary-Critical-Illness-Highlight-Sheet-and-Rates-for-AI-Fire-LLC.pdf \" target=\"_blank\" rel=\"noopener noreferrer\">M\u00e1s informaci\u00f3n<\/a>.<\/p>\n<p>Dado que la detecci\u00f3n precoz aumenta las probabilidades de que una enfermedad cr\u00edtica pueda tratarse eficazmente y con mayores probabilidades de \u00e9xito, el seguro de enfermedad cr\u00edtica tambi\u00e9n abona una prestaci\u00f3n de bienestar para animarle a someterse a determinados ex\u00e1menes m\u00e9dicos. Por cada persona cubierta, el seguro de enfermedad cr\u00edtica abonar\u00e1 una prestaci\u00f3n de bienestar de $50 por periodo de 12 meses por someterse a un cribado cubierto. Estos ex\u00e1menes incluyen una colonoscopia, una mamograf\u00eda, una prueba de Papanicolaou, un an\u00e1lisis de sangre PSA para el c\u00e1ncer de pr\u00f3stata y muchos m\u00e1s. M\u00e1s informaci\u00f3n <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-Wellness-Benefit-Employee.pdf\" target=\"_blank\" rel=\"noopener\">prestaci\u00f3n de bienestar<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Recursos:<\/h3>\n<ul>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-Matrix-Poster-Disability-FMLA-VAI-VCI-VHI.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">C\u00f3mo presentar una reclamaci\u00f3n<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-How-To-File-Disability-FMLA-and-Supplemental-Health-Matrix.pdf\" target=\"_blank\" rel=\"noopener\">Presentar una reclamaci\u00f3n: Detalles<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/How-to-File-eServices-and-Mobile-App.pdf\" target=\"_blank\" rel=\"noopener\">Presentar una reclamaci\u00f3n por v\u00eda electr\u00f3nica<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-How-To-File-a-Wellness-Claim-Matrix.pdf\" target=\"_blank\" rel=\"noopener\">C\u00f3mo solicitar la prestaci\u00f3n de bienestar<\/a><\/li>\n<\/ul>\n<p><strong>Seguro de enfermedad cr\u00edtica<\/strong><br \/>(Pol\u00edtica de Grupo n\u00ba VCI 880875)<\/p>\n<ul>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/01\/AI_Fire_Critical_Illness_2025_Policy.pdf\" target=\"_blank\" rel=\"noopener\">Pol\u00edtica de prestaciones<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/01\/AI_Fire_Critical_Illness_2025_Cert.pdf\" target=\"_blank\" rel=\"noopener\">Certificado de cobertura<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.22.0&#8243; custom_padding=&#8221;0|0px|0|0px|false|false&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;VOLUNTARY SUPPLEMENTAL  HEALTH BENEFITS&#8221; background_overlay_color=&#8221;rgba(30,74,141,0.16)&#8221; content_max_width=&#8221;100%&#8221; background_overlay_color_tablet=&#8221;rgba(30,74,141,0.25)&#8221; background_overlay_color_phone=&#8221;rgba(30,74,141,0.25)&#8221; background_overlay_color_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;ad6c5c27-6bbf-4808-a324-dbb4dd3eab22&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(30,74,141,0.53) 0%|#29c4a9 100%&#8221; background_color_gradient_start=&#8221;rgba(30,74,141,0.53)&#8221; background_image=&#8221;http:\/\/aifirebene2020.wpengine.com\/wp-content\/uploads\/2020\/10\/vol_benefits_banner.jpg&#8221; custom_css_title=&#8221;font-weight: 700 !important;||width: 50%||&#8221; global_colors_info=&#8221;{}&#8221; custom_css_title_last_edited=&#8221;on|desktop&#8221; custom_css_title_tablet=&#8221;font-weight: 700 !important;||width: 70%&#8221; custom_css_title_phone=&#8221;font-weight: 700 !important;||width: 70%&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;e114d591-a784-4f2d-841e-b64367be99ba&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Three voluntary health benefits, supplemental hospital, accident and critical illness coverage are available to you for purchase.<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>Critical illness insurance Critical illness insurance is one of three voluntary benefits available for you to purchase to supplement your medical plan. These provide you with additional protection against unexpected costly events affecting your health. The other two voluntary benefits that supplement your medical coverage are hospital indemnity insurance and accident insurance. Critical illness insurance [&hellip;]<\/p>","protected":false},"author":6,"featured_media":0,"parent":2759,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"dipi_cpt_category":[],"class_list":["post-2804","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/comments?post=2804"}],"version-history":[{"count":0,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2804\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2759"}],"wp:attachment":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/media?parent=2804"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=2804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}