{"id":2802,"date":"2023-09-20T15:21:40","date_gmt":"2023-09-20T22:21:40","guid":{"rendered":"https:\/\/myaifirebenefits.com\/?page_id=2802"},"modified":"2025-12-30T15:08:00","modified_gmt":"2025-12-30T23:08:00","slug":"accident","status":"publish","type":"page","link":"https:\/\/myaifirebenefits.com\/es\/health-overview\/accident\/","title":{"rendered":"Accidente"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;155deg&#8221; background_color_gradient_stops=&#8221;#5ab6dd 0%|rgba(229,75,33,0) 25%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/08\/vol-benefits_revisedBG.jpg&#8221; background_position=&#8221;top_center&#8221; custom_padding=&#8221;2.75vw|7vw|13vw|7vw|false|true&#8221; 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padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;-8.5vw||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.5em||3em||false|false&#8221; custom_padding_tablet=&#8221;3.5em||3em||false|false&#8221; custom_padding_phone=&#8221;2.5em||2em||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px|&#8221; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; link_font=&#8221;|700|||||||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3>Seguro de accidentes<\/h3>\n<p><strong>Seguro de accidentes<\/strong> es una de las tres prestaciones voluntarias que puede adquirir para complementar su plan m\u00e9dico. Estas prestaciones le proporcionan una protecci\u00f3n adicional frente a imprevistos costosos que afecten a su salud. Las otras dos prestaciones voluntarias que complementan su cobertura m\u00e9dica son <a href=\"\/es\/hospital-indemnity\/\">seguro de indemnizaci\u00f3n hospitalaria<\/a> y <a href=\"\/es\/critical-illness\/\">seguro de enfermedad cr\u00edtica<\/a>.<\/p>\n<p>El seguro de accidentes proporciona asistencia financiera cuando sufre lesiones como consecuencia de un accidente cubierto. Dependiendo de la lesi\u00f3n concreta o del tratamiento necesario, pagar\u00e1 una cantidad espec\u00edfica basada en el baremo de prestaciones para ayudarle con los gastos de bolsillo imprevistos. Se trata de una cobertura que puede elegirse para toda la familia.<\/p>\n<p>El baremo de prestaciones especifica los importes de pago por sucesos, como hospitalizaci\u00f3n, tratamientos en urgencias, cirug\u00eda, coma, fracturas, luxaciones, quemaduras, fisioterapia, lesiones relacionadas con deportes infantiles, etc. <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/11\/Voluntary-Accident-Highlight-Sheet-for-AI-Fire-LLC.pdf \" target=\"_blank\" rel=\"noopener noreferrer\">M\u00e1s informaci\u00f3n<\/a>.<\/p>\n<p>Adem\u00e1s, por cada persona cubierta, el seguro de accidentes abonar\u00e1 una prestaci\u00f3n de bienestar de $100 por periodo de 12 meses por someterse a un cribado cubierto. Estos ex\u00e1menes incluyen una colonoscopia, una mamograf\u00eda, una prueba de Papanicolaou, un an\u00e1lisis de sangre PSA para el c\u00e1ncer de pr\u00f3stata y muchos m\u00e1s. M\u00e1s informaci\u00f3n <a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-Wellness-Benefit-Employee.pdf\" target=\"_blank\" rel=\"noopener\">prestaci\u00f3n de bienestar<\/a>.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Recursos:<\/h3>\n<ul>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-Matrix-Poster-Disability-FMLA-VAI-VCI-VHI.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">C\u00f3mo presentar una reclamaci\u00f3n<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-How-To-File-Disability-FMLA-and-Supplemental-Health-Matrix.pdf\" target=\"_blank\" rel=\"noopener\">Presentar una reclamaci\u00f3n: Detalles<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/How-to-File-eServices-and-Mobile-App.pdf\" target=\"_blank\" rel=\"noopener\">Presentar una reclamaci\u00f3n por v\u00eda electr\u00f3nica<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-How-To-File-a-Wellness-Claim-Matrix.pdf\" target=\"_blank\" rel=\"noopener\">C\u00f3mo solicitar la prestaci\u00f3n de bienestar<\/a><\/li>\n<\/ul>\n<p><strong style=\"font-size: 16px;\">Seguro de accidentes<br \/><\/strong> (Pol\u00edtica de grupo n\u00ba VAI 880874)<\/p>\n<ul>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/04\/AI-Fire-LLC-VAI880874-Policy.pdf\" target=\"_blank\" rel=\"noopener\">Pol\u00edtica de prestaciones<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/04\/AI-Fire-LLC-VAI880874-Cert.pdf\" target=\"_blank\" rel=\"noopener\">Certificado de cobertura<\/a><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.22.0&#8243; custom_padding=&#8221;0|0px|0|0px|false|false&#8221; disabled=&#8221;on&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_header title=&#8221;VOLUNTARY SUPPLEMENTAL  HEALTH BENEFITS&#8221; background_overlay_color=&#8221;rgba(30,74,141,0.16)&#8221; content_max_width=&#8221;100%&#8221; background_overlay_color_tablet=&#8221;rgba(30,74,141,0.25)&#8221; background_overlay_color_phone=&#8221;rgba(30,74,141,0.25)&#8221; background_overlay_color_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;ad6c5c27-6bbf-4808-a324-dbb4dd3eab22&#8243; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;rgba(30,74,141,0.53) 0%|#29c4a9 100%&#8221; background_color_gradient_start=&#8221;rgba(30,74,141,0.53)&#8221; background_image=&#8221;http:\/\/aifirebene2020.wpengine.com\/wp-content\/uploads\/2020\/10\/vol_benefits_banner.jpg&#8221; custom_css_title=&#8221;font-weight: 700 !important;||width: 50%||&#8221; global_colors_info=&#8221;{}&#8221; custom_css_title_last_edited=&#8221;on|desktop&#8221; custom_css_title_tablet=&#8221;font-weight: 700 !important;||width: 70%&#8221; custom_css_title_phone=&#8221;font-weight: 700 !important;||width: 70%&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;on|on|on&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; disabled=&#8221;on&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;e114d591-a784-4f2d-841e-b64367be99ba&#8221; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Three voluntary health benefits, supplemental hospital, accident and critical illness coverage are available to you for purchase.<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>Accident insurance Accident insurance is one of three voluntary benefits available for you to purchase to supplement your medical plan. These provide you with additional protection against unexpected costly events affecting your health. The other two voluntary benefits that supplement your medical coverage are hospital indemnity insurance and critical illness insurance. Accident insurance provides financial [&hellip;]<\/p>","protected":false},"author":6,"featured_media":0,"parent":2759,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"dipi_cpt_category":[],"class_list":["post-2802","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/comments?post=2802"}],"version-history":[{"count":0,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2802\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2759"}],"wp:attachment":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/media?parent=2802"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=2802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}