{"id":183,"date":"2018-10-06T02:17:31","date_gmt":"2018-10-06T02:17:31","guid":{"rendered":"http:\/\/ingramprd.wpengine.com\/?page_id=183"},"modified":"2026-01-06T06:02:51","modified_gmt":"2026-01-06T14:02:51","slug":"commuter-benefits","status":"publish","type":"page","link":"https:\/\/myaifirebenefits.com\/es\/savings-overview\/commuter-benefits\/","title":{"rendered":"Ventajas para los viajeros"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/10\/commuter-benefit_2023.jpg&#8221; background_position=&#8221;bottom_center&#8221; custom_padding=&#8221;2.75vw|7vw|13vw|7vw|false|true&#8221; custom_padding_tablet=&#8221;3vw||||false|true&#8221; custom_padding_phone=&#8221;5vw|6vw||6vw|false|true&#8221; background_last_edited=&#8221;on|phone&#8221; 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custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;-8.5vw||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.5em||5em||false|false&#8221; custom_padding_tablet=&#8221;3.5em||4em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;e114d591-a784-4f2d-841e-b64367be99ba&#8221; text_text_shadow_style=&#8221;preset3&#8243; text_text_shadow_blur_strength=&#8221;0.34em&#8221; text_text_shadow_color=&#8221;#FFFFFF&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Puede ahorrar dinero participando en un <strong>Cuenta de reembolso de gastos de viaje al trabajo (CERA)<\/strong> de Optum, y pagar sus gastos de desplazamiento con dinero antes de impuestos.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||6px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; reg copy&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Usted ahorra porque el dinero destinado a financiar su cuenta se deduce de su n\u00f3mina antes de deducir los impuestos. Esto reduce la cantidad de sus ingresos que est\u00e1 sujeta al impuesto federal sobre la renta, al FICA (Seguridad Social) y al impuesto estatal sobre la renta (en la mayor\u00eda de los estados). El ahorro depende de sus gastos de desplazamiento, su situaci\u00f3n fiscal y los l\u00edmites mensuales establecidos por el IRS.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner custom_padding_last_edited=&#8221;on|phone&#8221; admin_label=&#8221;Row&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;-1px|||||&#8221; custom_padding=&#8221;15px||38px||false|false&#8221; custom_padding_tablet=&#8221;||14px|&#8221; custom_padding_phone=&#8221;||0px|&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_toggle title=&#8221;Parking Expenses&#8221; admin_label=&#8221;Toggle &#8212; Employee Assistance Program (EAP)&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul style=\"padding-bottom: 0em;\">\n<li>You can contribute up to $4,080 ($340 per month) on a pre-tax basis. These amounts are subject to change in response to IRS annual adjustments. We will contact participants directly should a change occur.<\/li>\n<li>Los gastos de aparcamiento subvencionables son los siguientes\n<ul>\n<li>Un aparcamiento o instalaci\u00f3n en su lugar de trabajo o cerca de \u00e9l; o<\/li>\n<li>Un aparcamiento desde el que se desplaza al trabajo:\n<ul style=\"padding-bottom: 0em;\">\n<li>Compartir coche<\/li>\n<li>Veh\u00edculo de carretera<\/li>\n<li>Transporte p\u00fablico<\/li>\n<li>Transporte efectuado por una persona que se dedique al transporte de personas por cuenta ajena<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Transportation Expenses&#8221; admin_label=&#8221;Toggle &#8212; Hearing aid discount&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul style=\"padding-bottom: 0em;\">\n<li>You can contribute up to $4,080 ($340 per month) on a pre-tax basis. These amounts are subject to change in response to IRS annual adjustments. We will contact participants directly should a change occur.<\/li>\n<li>CERA puede utilizarse para gastos de transporte cualificados en los que incurra para ir y volver del trabajo. El transporte cualificado incluye los gastos de transporte colectivo, como:\n<ul style=\"padding-bottom: .7em;\">\n<li>Metro<\/li>\n<li>Tren<\/li>\n<li>Autob\u00fas<\/li>\n<li>Compartir furgoneta<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_code admin_label=&#8221;page-specific CSS&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->  .para_b4_list {padding-bottom: .35em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li:last-child {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul {padding-bottom: .85em !important; padding-top: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul ul {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ol {padding-bottom: 1em !important;}<!-- [et_pb_line_break_holder] -->  .sidebar_list li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contacto:<\/h3>\n<p style=\"font-weight: 500 !important;\">Banco Optum<\/p>\n<ul>\n<li><a href=\"https:\/\/www.optumbank.com\/health-accounts\/tbs.html\" target=\"blank\" rel=\"noopener noreferrer\">www.optumbank.com<\/a><\/li>\n<li><strong>877-462-5039<\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>You can save money by participating in a Commuter Expense Reimbursement Account (CERA) by Optum, and paying for your commuting expenses with pre-tax dollars.You save because the money to fund your account is removed from your paycheck before taxes are taken out. This lowers the amount of your income that\u2019s subject to federal income tax, [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":2957,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"dipi_cpt_category":[],"class_list":["post-183","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/183","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/comments?post=183"}],"version-history":[{"count":0,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/183\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2957"}],"wp:attachment":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/media?parent=183"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=183"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}