{"id":178,"date":"2018-10-05T20:20:38","date_gmt":"2018-10-05T20:20:38","guid":{"rendered":"http:\/\/ingramprd.wpengine.com\/?page_id=178"},"modified":"2025-04-15T06:19:56","modified_gmt":"2025-04-15T13:19:56","slug":"life-and-disability-insurance","status":"publish","type":"page","link":"https:\/\/myaifirebenefits.com\/es\/savings-overview\/life-and-disability-insurance\/","title":{"rendered":"Seguro de vida e invalidez"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;0deg&#8221; background_color_gradient_stops=&#8221;#ffffff 4%|rgba(229,75,33,0) 62%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2019\/09\/lighthouse2.jpg&#8221; background_position=&#8221;top_center&#8221; 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background_mask_transform=&#8221;flip_horizontal|invert&#8221; background_mask_size=&#8221;cover&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.9%||3.9%||true|false&#8221; custom_padding_tablet=&#8221;3vw||3vw||true|false&#8221; custom_padding_phone=&#8221;2vw|0px|2vw||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; title_font_size_tablet=&#8221;43px&#8221; title_font_size_phone=&#8221;39px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; content_font_size_tablet=&#8221;21px&#8221; content_font_size_phone=&#8221;19px&#8221; content_font_size_last_edited=&#8221;on|tablet&#8221; 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gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.16&#8243; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;-8.5vw||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.5em||4em||false|false&#8221; custom_padding_tablet=&#8221;3.5em||4em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text &#8212; INTRO copy reg.&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;e114d591-a784-4f2d-841e-b64367be99ba&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Tiene acceso a una cobertura completa de vida, muerte accidental y desmembramiento (AD&amp;D) e invalidez a trav\u00e9s de Reliance Standard.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Basic Life\/AD&#038;D: at no cost to you&#8221; admin_label=&#8221;Toggle &#8212; life and ADD&#8221; module_class=&#8221;toggle_list rev_toggles&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Recibes una vez tu salario anual, hasta $175.000<\/li>\n<li>Este importe se reduce en 35% cuando cumple 65 a\u00f1os; en 25% a los 70 a\u00f1os; y en 15% a los 75 a\u00f1os.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/04\/Basic-Life-Highlight-Sheet-for-AI-Fire-LLC.pdf\" target=\"_blank\" rel=\"noopener\">Resumen del seguro de vida temporal b\u00e1sico<\/a>\u2002<i class=\"fal fa-file-pdf\" style=\"font-size: 17px;\" aria-hidden=\"true\"><\/i><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Additional Life\/AD&#038;D: optional purchase&#8221; admin_label=&#8221;Toggle &#8212; optional purchases&#8221; module_class=&#8221;toggle_list rev_toggles&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Los empleados y c\u00f3nyuges\/parejas legalmente reconocidas que re\u00fanan los requisitos pueden contratar un seguro de vida adicional durante el periodo de afiliaci\u00f3n abierta, hasta el importe de emisi\u00f3n garantizado. (Se trata del importe ofrecido a un afiliado sin tener en cuenta su estado de salud).<\/li>\n<li>Las personas que hayan sido rechazadas anteriormente a trav\u00e9s de la Prueba de Asegurabilidad no son elegibles.<\/li>\n<li>Los empleados y c\u00f3nyuges\/parejas legalmente reconocidas que hayan solicitado una cobertura de seguro superior al importe de emisi\u00f3n garantizado, pero hayan retirado su solicitud de cobertura, tienen derecho a adquirir una cobertura de seguro de vida adicional hasta el importe de emisi\u00f3n garantizado.<\/li>\n<li>Tenga en cuenta que la cobertura adicional del seguro de vida est\u00e1 sujeta a la presentaci\u00f3n de un certificado de asegurabilidad.<\/li>\n<\/ul>\n<p><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/11\/Supp-Life-Highlight-Sheet-and-Rates-for-AI-Fire-LLC.pdf\" target=\"_blank\" rel=\"noopener\">Resumen del seguro de vida temporal adicional<\/a>\u2002<i class=\"fal fa-file-pdf\" style=\"font-size: 17px;\" aria-hidden=\"true\"><\/i><br \/><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/04\/Voluntary-ADD-Highlight-Sheet-and-Rates-for-AI-Fire-LLC.pdf\" target=\"_blank\" rel=\"noopener\">Resumen del seguro AD&amp;D adicional<\/a>\u2002<i class=\"fal fa-file-pdf\" style=\"font-size: 17px;\" aria-hidden=\"true\"><\/i><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Short-Term and Long-Term Disability Insurance: no cost to you&#8221; admin_label=&#8221;Toggle &#8212; STD and LTD&#8221; module_class=&#8221;toggle_list&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"para_b4_list\"><strong>Para el seguro de incapacidad temporal:<\/strong><\/p>\n<p>Recibe 60% de sus ingresos semanales cubiertos, hasta $1.000, durante 12 semanas. Las prestaciones comienzan el octavo d\u00eda tras el accidente\/enfermedad.<\/p>\n<p><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/01\/AI_Fire_STD_Highlight_2025.pdf\" target=\"_blank\" rel=\"noopener\">Resumen del seguro de incapacidad temporal<\/a>\u2002<i class=\"fal fa-file-pdf\" style=\"font-size: 17px;\" aria-hidden=\"true\"><\/i><\/p>\n<p class=\"para_b4_list\"><strong>Para el seguro de invalidez de larga duraci\u00f3n:<\/strong><\/p>\n<p>Percibe 60% de sus ingresos mensuales cubiertos, hasta $10.000, hasta su edad normal de jubilaci\u00f3n de la Seguridad Social. Las prestaciones comienzan 90 d\u00edas despu\u00e9s de la enfermedad\/lesi\u00f3n relacionada con la discapacidad.<\/p>\n<p><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/01\/AI_Fire_LTD_Highlight_2025.pdf\" target=\"_blank\" rel=\"noopener\">Resumen del Seguro de Invalidez de Larga Duraci\u00f3n<\/a>\u2002<i class=\"fal fa-file-pdf\" style=\"font-size: 17px;\" aria-hidden=\"true\"><\/i><\/p>\n<p>M\u00e1s informaci\u00f3n en <a href=\"http:\/\/reliancematrix.com\" target=\"_blank\" rel=\"noopener\">reliancematrix.com<\/a><\/p>\n<p>[\/et_pb_toggle][et_pb_code admin_label=&#8221;page-specific CSS&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->  .para_b4_list {padding-bottom: .35em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li:last-child {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul {padding-bottom: .85em !important; padding-top: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul ul {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ol {padding-bottom: 1em !important;}<!-- [et_pb_line_break_holder] -->  .sidebar_list li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; hover_enabled=&#8221;0&#8243; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contacto:<\/h3>\n<p style=\"font-weight: 500 !important;\">Cobertura del seguro de vida e invalidez Reliance Standard<\/p>\n<ul>\n<li><a href=\"http:\/\/reliancematrix.com\" target=\"_blank\" rel=\"noopener\">reliancematrix.com<\/a><\/li>\n<li><strong>800-351-7500<\/strong><\/li>\n<\/ul>\n<h3><strong>Recursos:<\/strong><\/h3>\n<ul>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-Matrix-Poster-Disability-FMLA-VAI-VCI-VHI.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">C\u00f3mo presentar una solicitud de invalidez<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/Reliance-How-To-File-Disability-FMLA-and-Supplemental-Health-Matrix.pdf\" target=\"_blank\" rel=\"noopener\">Presentar una solicitud de incapacidad: Detalles<\/a><\/li>\n<li><a href=\"https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2025\/04\/How-to-File-eServices-and-Mobile-App.pdf\" target=\"_blank\" rel=\"noopener\">Presentar una solicitud de incapacidad por v\u00eda electr\u00f3nica<\/a><strong><\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>You have access to comprehensive life, accidental death &amp; dismemberment (AD&amp;D) and disability coverage through Reliance Standard. You receive one times your annual earnings, up to $175,000 This amount is reduced by 35% when you reach age 65; by 25% at age 70; and by 15% at age 75. Basic Term Life Insurance Summary\u2002 Eligible [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":2957,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"dipi_cpt_category":[],"class_list":["post-178","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/178","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/comments?post=178"}],"version-history":[{"count":0,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/178\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2957"}],"wp:attachment":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/media?parent=178"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}