{"id":1639,"date":"2020-10-20T15:32:47","date_gmt":"2020-10-20T22:32:47","guid":{"rendered":"http:\/\/aifirebene2020.wpengine.com\/?page_id=1639"},"modified":"2026-02-26T12:20:03","modified_gmt":"2026-02-26T20:20:03","slug":"flexible-spending-accounts","status":"publish","type":"page","link":"https:\/\/myaifirebenefits.com\/es\/health-overview\/flexible-spending-accounts\/","title":{"rendered":"Cuentas de gastos flexibles"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;155deg&#8221; background_color_gradient_stops=&#8221;#5ab6dd 0%|rgba(229,75,33,0) 25%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/myaifirebenefits.com\/wp-content\/uploads\/2023\/08\/FSA_revisedBG2.jpg&#8221; 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background_mask_color_phone=&#8221;rgba(255,255,255,0.07)&#8221; background_mask_transform_phone=&#8221;invert|flip_horizontal&#8221; background_mask_aspect_ratio_tablet=&#8221;landscape&#8221; background_mask_aspect_ratio_phone=&#8221;square&#8221; background_mask_size_tablet=&#8221;custom&#8221; background_mask_size_phone=&#8221;custom&#8221; background_mask_width_tablet=&#8221;100vw&#8221; background_mask_width_phone=&#8221;500px&#8221; background_mask_height_phone=&#8221;100%&#8221; background_mask_position_phone=&#8221;bottom_left&#8221; background_mask_horizontal_offset_phone=&#8221;-15vw&#8221; background_mask_vertical_offset_phone=&#8221;0%&#8221; background_mask_blend_mode_tablet=&#8221;normal&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;on|phone&#8221; custom_css_title=&#8221;font-weight: 300 !important;||max-width: 75%;&#8221; border_radii=&#8221;on|22px|22px|22px|22px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;rgba(255,255,255,0.43)&#8221; border_radii_tablet=&#8221;on|22px|22px|22px|22px&#8221; border_radii_phone=&#8221;on|22px|22px|22px|22px&#8221; border_radii_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; custom_css_header_container_last_edited=&#8221;on|tablet&#8221; custom_css_header_container_tablet=&#8221;margin-left: 3.5vw;||width: 94%&#8221; custom_css_header_container_phone=&#8221;margin-left: 4.5vw;||width: 85.5vw;||padding-right: 4vw !important;&#8221; custom_css_content_last_edited=&#8221;on|desktop&#8221; custom_css_content_phone=&#8221;text-align: center !important;||padding-right: 0px;&#8221; custom_css_title_last_edited=&#8221;on|tablet&#8221; custom_css_title_phone=&#8221;text-align: center !important;||&#8221; custom_css_title_tablet=&#8221;font-weight: 300 !important;&#8221; custom_css_content_tablet=&#8221;width: 100% !important;&#8221;]<\/p>\n<p>You have the option to enroll in three Flexible Spending Accounts, or\u00a0FSAs:<\/p>\n<p>[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; specialty=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; padding_top_1=&#8221;0px&#8221; padding_top_2=&#8221;0px&#8221; padding_right_1=&#8221;30px&#8221; module_class_1=&#8221;basic_column_no_sideborder&#8221; custom_css_main_1=&#8221;border-right: 2px dotted #d9d9d9;&#8221; _builder_version=&#8221;4.22.0&#8243; background_color=&#8221;rgba(255,255,255,0.6)&#8221; custom_margin=&#8221;-8.5vw||||false|false&#8221; custom_margin_tablet=&#8221;-7vw||||false|false&#8221; custom_margin_phone=&#8221;-7vw||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;3.5em||4em||false|false&#8221; custom_padding_tablet=&#8221;3.5em||4em||false|false&#8221; custom_padding_phone=&#8221;2.5em||||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; border_width_top=&#8221;1px&#8221; border_color_top=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_row_inner _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px|&#8221; custom_padding=&#8221;0px||0px|&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column_inner saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a534a40c-b714-4c14-b2b6-89f1c0d54367&#8243; border_width_bottom=&#8221;1px&#8221; border_color_bottom=&#8221;#638FC6&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Health Care FSA<\/li>\n<li>Limited-Purpose FSA<\/li>\n<li>Dependent Day Care FSA<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;e61f1db8-e139-4c8b-b3a2-2216959fafd2&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>FSAs allow you to set aside pre-tax dollars to pay for eligible expenses incurred during the plan year. Please plan carefully because any unused funds left in the account at the end of the plan year are not refundable to you. (A limited amount can be carried over to the following year in the case of the Health Care and Limited Purpose FSA only.)<\/p>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Health Care FSA&#8221; admin_label=&#8221;Toggle &#8212; What&#8217;s an HSA?&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>For 2026, you can contribute up to $3,400 to this FSA.<\/li>\n<li>The Health Care FSA lets you pay for qualified health care expenses with tax-free dollars. You can use your FSA to reimburse yourself for eligible expenses you or a dependent incur, even if you (or your dependent) are not enrolled in a company-sponsored medical, dental or vision plan.<\/li>\n<li>Due to IRS rules, if you enroll in an HSA-eligible plan, or are covered under an HSA-eligible plan through your spouse or another employer, you cannot contribute to the Health Care FSA.<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Limited-Purpose FSA&#8221; admin_label=&#8221;Toggle &#8212; Key features of the HSA&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><span>For 2026, you <\/span>can contribute up to <span>$3,4<\/span><span>00<\/span> to this FSA.<\/li>\n<li>This FSA is available <span>only <\/span>to employees who participate in one of the HSA-eligible plans. It can be used for qualifying dental and vision expenses<span> only<\/span>. It cannot be used for medical and prescription drug expenses.<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Dependent Day Care FSA&#8221; admin_label=&#8221;Toggle &#8212; Key features of the HSA&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>You can contribute up to $7,500 to this FSA<span> (or $3,750 if married and filing taxes separately)<\/span>.<\/li>\n<li>This FSA lets you reimburse yourself tax-free for certain child and\/or elder care expenses incurred because you (and your spouse, if you are married) work or are looking for work. It is used for day care-related expenses for dependent children under age 13 or dependent adults who are incapable of self-care.<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Important things to know &#8221; admin_label=&#8221;Toggle &#8212; Key features of the HSA&#8221; module_class=&#8221;rev_toggles&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a82b3e65-ec4b-4d2a-ba15-dd9bdc60cdaf&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<ul>\n<li>Any reimbursements you want to be paid from your 2026 FSA must be submitted to UnitedHealthcare by March 31, 2027, and must be for services received in 2026.<\/li>\n<li>You can roll over up to $680 in your Health Care or Limited Purpose FSA into 2027.<\/li>\n<li>If you decline FSA participation during this year\u2019s Open Enrollment period, you cannot enroll in an FSA until next year\u2019s annual Open Enrollment, unless you have a qualified life status change.<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_code admin_label=&#8221;page-specific CSS&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<style><!-- [et_pb_line_break_holder] -->  .para_b4_list {padding-bottom: .35em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles li:last-child {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul {padding-bottom: .85em !important; padding-top: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ul ul {padding-bottom: 0px !important;}<!-- [et_pb_line_break_holder] -->  .rev_toggles ol {padding-bottom: 1em !important;}<!-- [et_pb_line_break_holder] -->  .sidebar_list li {padding-bottom: .5em !important;}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/style>\n<p>[\/et_pb_code][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;5007029a-e317-43af-b898-ca8b108e395b&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"font-weight: 600 !important;\">Contact:<\/h3>\n<p style=\"font-weight: 500 !important;\">UnitedHealthcare<\/p>\n<ul>\n<li><a href=\"https:\/\/www.whyuhc.com\/aifire\/fsa-plans\" target=\"_blank\" rel=\"noopener\">whyuhc.com\/aifire\/fsa-plans<\/a><\/li>\n<li><strong>866-414-1959<\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_blurb image=&#8221;http:\/\/aifirebene2020.wpengine.com\/wp-content\/uploads\/2020\/10\/dollar_icon.svg&#8221; image_icon_width=&#8221;55%&#8221; image_icon_width_tablet=&#8221;39%&#8221; image_icon_width_phone=&#8221;50%&#8221; image_icon_width_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.22.0&#8243; _module_preset=&#8221;default&#8221; body_text_color=&#8221;#001231&#8243; body_font_size=&#8221;17px&#8221; text_orientation=&#8221;center&#8221; width=&#8221;100%&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;20px|22px|20px|22px|true|true&#8221; border_radii=&#8221;on|6px|6px|6px|6px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#e54b21&#8243; border_width_bottom_image=&#8221;0px&#8221; border_color_bottom_image=&#8221;#638fc6&#8243; image_max_width=&#8221;55%&#8221; image_max_width_tablet=&#8221;39%&#8221; image_max_width_phone=&#8221;50%&#8221; image_max_width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"border-top: solid 2px #638fc6; padding-top: 1.2em; margin-top: -1em;\">Government rules impose a limit on the annual pre-tax contribution that an employee can contribute to a Flexible Spending Account (FSA) on a pre-tax basis. For 2026, the maximum Health Care or Limited Purpose FSA contribution is $3,400, and the maximum Dependent Day Care FSA contribution remains $7,500.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>You have the option to enroll in three Flexible Spending Accounts, or\u00a0FSAs: Health Care FSA Limited-Purpose FSA Dependent Day Care FSA FSAs allow you to set aside pre-tax dollars to pay for eligible expenses incurred during the plan year. Please plan carefully because any unused funds left in the account at the end of the [&hellip;]<\/p>","protected":false},"author":6,"featured_media":0,"parent":2759,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"dipi_cpt_category":[],"class_list":["post-1639","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/1639","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/comments?post=1639"}],"version-history":[{"count":0,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/1639\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/pages\/2759"}],"wp:attachment":[{"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/media?parent=1639"}],"wp:term":[{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/myaifirebenefits.com\/es\/wp-json\/wp\/v2\/dipi_cpt_category?post=1639"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}